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Solar Protect Plus: Construction All-Risk Insurance

This post is the second part of our informational series about the Solar Protect Plus Insurance. You may read the first part here.

From our first article, we’ve shared the features and flexibility of Solar Protect Plus insurance to cover different needs. In this article, we’ll focus on the CARI or the Construction All-Risk type of insurance.

Different offerings under the Solar Protect Plus umbrella

What is CARI?

Construction All-Risk Insurance (CARI), also known as contract works insurance, is a type of insurance policy that provides comprehensive coverage for construction projects. It is designed to protect various parties involved in the construction phase, including the project owner, contractors, subcontractors, and other stakeholders. CARI insurance typically covers the following:

1. Physical Damage: CARI insurance covers damage or loss to the construction project itself. This includes damage caused by accidents, fire, vandalism, natural disasters, theft, and other unforeseen events.

2. Third-Party Liability: It provides protection against claims from third parties for property damage or bodily injury resulting from the construction activities. This is especially important for construction projects in densely populated areas where damage to neighboring properties or injuries to bystanders could occur.

3. Personal Accident Insurance: CARI can also extend protection to the individuals working on the construction project, such as installers, laborers, and other construction workers. This additional coverage ensures that not only the physical assets and progress of the project are protected but also the well-being and financial security of the workers who are integral to its completion. 

CARI Overview

Who should get CARI and why does it matter? 

Construction All-Risk Insurance is ideal for EPCs, installers, sub-contractors and can be extended to other parties involved in the construction of the solar project. Picking out CARI, especially for high ticket solar projects is a wise decision as it can help protect against unexpected events that can disrupt construction projects and cause financial losses. Without CARI insurance, unexpected events that disrupt the construction process can lead to significant financial losses and drastically affect an EPC’s business. Moreover, some big construction contracts, whether between the project owner and contractors or subcontractors, require insurance coverage as a condition of the agreement.


If you’re an EPC or a stakeholder in the construction process, CARI insurance can be a wise addition to protect your investment and ensure the continuity of the project. 

At YUDA, we understand the importance of your solar PV project. That’s why we’ve partnered with First Global Integrated Insurance Agency to bring you Solar Protect Plus Construction All-Risk Insurance and make the application easier through Contact us today at [email protected] to learn more about how we can tailor a CARI policy to suit your unique construction needs and risk profile. Your construction project deserves the best protection coverage!

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